Insurance Requirements

 

Proof of Insurance Listing 

Kenmore-Town of Tonawanda UFSD, 1500 Colvin Blvd., Buffalo, NY 14223

as “Additional Insured” (ISO CG 20 26 or equivalent).  Must be primary/noncontributory, with waiver of subrogation.

Minimum Required Insurance for Facility Use:

a. Commercial General Liability Insurance

$1,000,000 per Occurrence/ $2,000,000 Aggregate, with no exclusions for Athletic Participants

$2,000,000 Products and Completed Operations

$1,000,000 Personal and Advertising Injury

$1,000,000 Sexual Misconduct and Assault (for facility use agreements serving Ken-Ton students)

$100,000 Fire Damage

$10,000 Medical Expense

b. Automobile Liability (When an organization’s vehicle is brought onsite)

$1,000,000 combined single limit for owned, hired, borrowed and non-owned motor vehicles.

c. Workers' Compensation and NYS Disability Insurance (For Organizations With Employees) 

Statutory Workers' Compensation (C-105.2 or U-26.3); and NYS Disability Insurance (DB-120.1) for all employees [per NYS WC and Disability laws]. Proof of coverage must be on the approved specific form, as required by the New York State Workers’ Compensation Board. ACORD certificates are not acceptable. A person seeking an exemption must file a CE-200 Form with the state. The form can be completed and submitted directly to the WC Board online.

d. Umbrella/Excess Insurance

General Use

$1 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.

Fun Days with Inflatables/Other Inflatable Use Events

$2 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.

Organized Athletic Leagues/Events

$3 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.

Athletic/Recreational Camps

$5 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.

Carnivals, Firework Displays or Other High Hazard Events

$10 million each Occurrence and Aggregate. Umbrella/Excess coverage shall be on a follow-form basis or provide broader coverage over the required General Liability coverages.